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Filing updates from : 2025-02-25
Reporting Period - quarter ended : 2024-12-31
Report
|
Label
|
Original Value
|
Updated Value
|
|
(USD, in thousands) |
RC
|
Noninterest bearing balances and currency and coin* |
16,178 |
16,956 |
RC
|
Loans and leases held for sale |
17,531 |
24,796 |
RC
|
Loans and leases, net of unearned income |
840,908 |
842,208 |
RC
|
LESS: Allowance for loan and lease losses |
28,246 |
28,341 |
RC
|
Loans and leases, net of unearned income and allowance |
812,662 |
813,867 |
RC
|
Trading assets |
0 |
1,039 |
RC
|
Premises and fixed assets (including capitalized leases) |
16,732 |
17,520 |
RC
|
Investments in unconsolidated subsidiaries and associated companies (from Schedule RC-M) |
7,890 |
3,728 |
RC
|
Other assets (from Schedule RC-F) |
41,262 |
42,843 |
RC
|
Total assets |
1,081,194 |
1,089,688 |
RC
|
In domestic offices |
907,396 |
907,211 |
RC
|
Noninterest bearing**** |
129,416 |
129,019 |
RC
|
Interest bearing |
777,980 |
778,192 |
RC
|
Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases)(from Schedule RC-M) |
0 |
7,263 |
RC
|
Other liabilities (from Schedule RC-G) |
19,608 |
20,867 |
RC
|
Total liabilities |
927,004 |
935,341 |
RC
|
Retained earnings |
119,058 |
119,215 |
RC
|
Total bank equity capital |
154,190 |
154,347 |
RC
|
Total equity capital |
154,190 |
154,347 |
RC
|
Total liabilities and equity capital |
1,081,194 |
1,089,688 |
RCCI
|
Secured by first liens |
17,904 |
26,470 |
RCCI
|
Commercial and industrial loans |
196,746 |
196,745 |
RCCI
|
Total loans and leases held for investment and held for sale |
858,439 |
867,004 |
RCCI
|
Three months or less |
3,220 |
10,485 |
RCCI
|
Over three months through 12 months |
1,032 |
2,333 |
RCE
|
Individuals, partnerships, and corporations (Transaction Accounts ( Total transaction accounts)) |
214,252 |
214,068 |
RCE
|
States and political subdivisions in the U.S. (Transaction Accounts ( Total transaction accounts (including total demand deposits))) |
4,103 |
4,102 |
RCE
|
Total (Transaction Accounts ( Total transaction accounts )) |
218,851 |
218,666 |
RCE
|
Total (Memo: Total demand deposits ) |
191,657 |
190,716 |
RCF
|
All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
12,409 |
13,990 |
RCF
|
Total |
41,262 |
42,843 |
RCG
|
Interest accrued and unpaid on deposits* |
698 |
699 |
RCG
|
Other expenses accrued and unpaid (includes accrued income taxes payable) |
8,815 |
9,261 |
RCG
|
All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
9,958 |
10,770 |
RCG
|
Total |
19,608 |
20,867 |
RCK
|
Total loans The following four loan items are to be completed by banks with $25 million or more in total assets:**** |
826,560 |
832,985 |
RCK
|
Loans secured by 1-4 family residential properties |
23,481 |
29,905 |
RCK
|
Total assets***** |
1,034,676 |
1,040,930 |
RCK
|
Interest bearing transaction accounts (interest-bearing demand deposits, NOW accounts, ATS accounts, and telephone and preauthorized transfer accounts)(exclude demand deposits) |
93,192 |
92,895 |
RCK
|
To be completed by banks with $100 million or more in total assets:**** Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases) |
0 |
5,447 |
RCM
|
One year or less |
0 |
7,263 |
RCM
|
Total |
0 |
7,263 |
RCM
|
Amount ofOther borrowings that are secured |
0 |
7,263 |
RCO
|
Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations |
908,094 |
907,910 |
RCO
|
Average tangible equity for the calendar quarter |
150,427 |
150,479 |
RCO
|
Amount of deposit accounts (excluding retirement accounts) of $100,000 or less |
312,755 |
312,571 |
RCR
|
Retained earnings |
119,058 |
119,215 |
RCR
|
Common equity tier 1 capital before adjustments and deductions |
154,190 |
154,347 |
RCR
|
Subtotal (Non-advanced Approaches Institutions) |
153,323 |
153,480 |
RCR
|
Common equity tier 1 capital (Non-advanced Approaches Institutions) |
153,323 |
153,480 |
RCR
|
Tier 1 capital |
153,323 |
153,480 |
RCR
|
Average total consolidated assets |
1,034,676 |
1,040,930 |
RCR
|
Total assets for the leverage ratio |
1,033,651 |
1,039,905 |
RCR
|
Leverage ratio |
14.83 |
14.76 |
RCR
|
Allowance for loan and lease losses includable in tier 2 capital |
11,578 |
11,577 |
RCR
|
Tier 2 capital before deductions |
11,578 |
11,577 |
RCR
|
Tier 2 capital |
11,578 |
11,577 |
RCR
|
Total capital |
164,901 |
165,057 |
RCR
|
Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
909,507 |
909,309 |
RCR
|
Common equity tier 1 capital ratio |
16.86 |
16.88 |
RCR
|
Tier1 capital ratio |
16.86 |
16.88 |
RCR
|
Total capital ratio |
18.13 |
18.15 |
RCR
|
Capital conservation buffer |
10.13 |
10.15 |
RCR
|
Cash and balances due from depository institutions (Totals From Schedule RC) |
132,381 |
133,159 |
RCR
|
Cash and balances due from depository institutions (0%) |
109,720 |
110,236 |
RCR
|
Cash and balances due from depository institutions (20%) |
22,661 |
22,923 |
RCR
|
Residential mortgage exposures (Totals From Schedule RC) |
0 |
7,265 |
RCR
|
Residential mortgage exposures (0%) |
0 |
7,265 |
RCR
|
Residential mortgage exposures (Totals From Schedule RC) |
108,870 |
110,171 |
RCR
|
Residential mortgage exposures (50%) |
105,868 |
107,169 |
RCR
|
All other exposures (Totals From Schedule RC) |
704,074 |
704,073 |
RCR
|
All other exposures (100%) |
704,074 |
704,073 |
RCR
|
LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
28,246 |
28,341 |
RCR
|
LESS: Allowance for loan and lease losses (Adjustments to Totals) |
28,246 |
28,341 |
RCR
|
Trading assets (Totals From Schedule RC) |
0 |
1,039 |
RCR
|
Trading assets (100%) |
0 |
1,039 |
RCR
|
All other assets (Totals From Schedule RC) |
67,262 |
65,469 |
RCR
|
All other assets (0%) |
0 |
49 |
RCR
|
All other assets (100%) |
65,361 |
63,519 |
RCR
|
Total balance sheet assets (Totals From Schedule RC) |
1,081,194 |
1,089,688 |
RCR
|
Total balance sheet assets (Adjustments to Totals) |
(27,429) |
(27,524) |
RCR
|
Total balance sheet assets (0%) |
129,362 |
137,192 |
RCR
|
Total balance sheet assets (20%) |
72,639 |
72,901 |
RCR
|
Total balance sheet assets (50%) |
105,868 |
107,169 |
RCR
|
Total balance sheet assets (100%) |
772,437 |
771,633 |
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (0%) |
129,362 |
137,192 |
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (20%) |
72,639 |
72,901 |
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (50%) |
105,868 |
107,169 |
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
816,020 |
815,216 |
RCR
|
Risk-weighted assets by risk-weight category (20%) |
14,528 |
14,580 |
RCR
|
Risk-weighted assets by risk-weight category (50%) |
52,934 |
53,585 |
RCR
|
Risk-weighted assets by risk-weight category (100%) |
816,020 |
815,216 |
RCR
|
Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
926,311 |
926,210 |
RCR
|
Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
926,311 |
926,210 |
RCR
|
LESS: Excess allowance for loan and lease losses |
16,804 |
16,901 |
RCR
|
Total risk-weighted assets |
909,507 |
909,309 |
RI
|
Loans secured by 1-4 family residential properties |
1,732 |
4,726 |
RI
|
Commercial and industrial loans |
16,139 |
16,015 |
RI
|
All other loans** |
0 |
124 |
RI
|
Total interest and fee income on loans |
143,288 |
146,282 |
RI
|
Interest income on balances due from depository institutions*** |
3,823 |
3,824 |
RI
|
Total interest income |
149,547 |
152,542 |
RI
|
Other interest expense |
0 |
502 |
RI
|
Total interest expense |
28,366 |
28,868 |
RI
|
Net interest income |
121,181 |
123,674 |
RI
|
Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard) |
38,813 |
38,909 |
RI
|
Net servicing fees |
168 |
223 |
RI
|
Net gains (losses) on sales of loans and leases |
449 |
2,596 |
RI
|
Other noninterest income* |
12,626 |
14,001 |
RI
|
Total noninterest income |
13,031 |
16,608 |
RI
|
Salaries and employee benefits |
26,004 |
30,022 |
RI
|
Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest) |
2,618 |
3,014 |
RI
|
Other noninterest expense* |
21,102 |
22,505 |
RI
|
Total noninterest expense |
49,724 |
55,541 |
RI
|
Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
45,675 |
45,832 |
RI
|
Income (loss) before applicable income taxes and discontinued operations |
45,675 |
45,832 |
RI
|
Income (loss) before discontinued operations |
35,536 |
35,693 |
RI
|
Net income (loss) attributable to bank and noncontrolling (minority) interests |
35,536 |
35,693 |
RI
|
Net income (loss) attributable to bank |
35,536 |
35,693 |
RI
|
Number of full time equivalent employees at end of current period |
143 |
198 |
RI
|
Interest and fee income on loans to finance agricultural production and other loans to farmers |
0 |
17 |
RIA
|
Net income (loss) attributable to bank |
35,536 |
35,693 |
RIA
|
Total bank equity capital end of current period |
154,190 |
154,347 |
RIBII
|
Provision for credit losses (Loans and Leases Held for Investment) |
39,135 |
39,231 |
RIBII
|
Balance end of current period (Loans and Leases Held for Investment) |
28,245 |
28,341 |
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