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Filing updates from : 2025-03-26
Reporting Period - quarter ended : 2024-12-31
Report
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Label
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Original Value
|
Updated Value
|
|
(USD, in thousands) |
RC
|
Noninterest bearing balances and currency and coin* |
5,823 |
5,824 |
RC
|
LESS: Allowance for loan and lease losses |
3,971 |
3,910 |
RC
|
Loans and leases, net of unearned income and allowance |
626,133 |
626,194 |
RC
|
Other assets (from Schedule RC-F) |
31,241 |
31,366 |
RC
|
Total assets |
935,151 |
935,338 |
RC
|
In domestic offices |
817,395 |
818,528 |
RC
|
Noninterest bearing**** |
245,110 |
245,016 |
RC
|
Interest bearing |
572,285 |
573,512 |
RC
|
Other liabilities (from Schedule RC-G) |
5,648 |
4,633 |
RC
|
Total liabilities |
823,043 |
823,161 |
RC
|
Retained earnings |
101,404 |
101,473 |
RC
|
Total bank equity capital |
112,108 |
112,177 |
RC
|
Total equity capital |
112,108 |
112,177 |
RC
|
Total liabilities and equity capital |
935,151 |
935,338 |
RCCI
|
Secured by first liens |
206,293 |
206,221 |
RCCI
|
Loans secured by other nonfarm nonresidential properties |
195,726 |
195,717 |
RCCI
|
Commercial and industrial loans |
42,897 |
42,894 |
RCCI
|
Other consumer loans (includes single payment and installment, loans other than automobile loans, and all student loans) |
1,551 |
1,553 |
RCCI
|
Other loans |
10,506 |
10,588 |
RCCI
|
Over three years through five years |
52,473 |
52,401 |
RCCI
|
Over three years through five years |
114,470 |
113,695 |
RCCI
|
Over five years through 15 years. |
102,339 |
102,421 |
RCCI
|
Loans secured by 1-4 family residential properties in process of foreclosure |
44 |
722 |
RCE
|
Individuals, partnerships, and corporations (Transaction Accounts ( Total transaction accounts)) |
396,733 |
395,376 |
RCE
|
Individuals, partnerships, and corporations (Nontransaction Accounts Total nontransaction accounts (including MMDAs)) |
370,437 |
370,361 |
RCE
|
States and political subdivisions in the U.S. (Transaction Accounts ( Total transaction accounts (including total demand deposits))) |
19,836 |
20,485 |
RCE
|
States and political subdivisions in the U.S. ( Nontransaction Accounts Total nontransaction accounts (including MMDAs)) |
27,914 |
28,033 |
RCE
|
Commercial banks and other depository institutions in the U.S. (Transaction Accounts ( Total transaction accounts (including total demand deposits))) |
999 |
2,796 |
RCE
|
Total (Transaction Accounts ( Total transaction accounts )) |
417,568 |
418,657 |
RCE
|
Total (Nontransaction Accounts Total nontransaction accounts (including MMDAs)) |
399,827 |
399,870 |
RCE
|
Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts |
14,293 |
14,659 |
RCE
|
Preferred deposits (uninsured deposits of states and political subdivisions in the U.S. reported above which are secured or collateralized as required under state law) |
12,061 |
12,437 |
RCE
|
Total time deposits of less than $100,000 |
38,767 |
44,370 |
RCE
|
Total time deposits of $100,000 through $250,000 |
76,616 |
71,058 |
RCE
|
Individual Retirement Accounts (IRAs) and Keogh Plan accounts |
5,007 |
5,596 |
RCE
|
Three months or less |
40,510 |
32,875 |
RCE
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Over three months through 12 months |
66,721 |
72,905 |
RCE
|
Over one year through three years |
8,152 |
9,647 |
RCE
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Time deposits of $250,000 or less with a REMAINING MATURITY of one year or less |
66,311 |
105,087 |
RCF
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All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
3,366 |
3,491 |
RCF
|
Other Deposits |
TEXT3549 |
Other Deposits |
RCF
|
Other Deposits |
0 |
353 |
RCF
|
Deferred 1031 Gain |
911 |
910 |
RCF
|
Total |
31,241 |
31,366 |
RCG
|
Other expenses accrued and unpaid (includes accrued income taxes payable) |
970 |
1,012 |
RCG
|
Allowance for credit losses on off balance sheet credit exposures |
513 |
574 |
RCG
|
All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
3,474 |
2,356 |
RCG
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Total |
5,648 |
4,633 |
RCK
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Total loans The following four loan items are to be completed by banks with $25 million or more in total assets:**** |
609,033 |
608,752 |
RCK
|
Loans secured by 1-4 family residential properties |
213,480 |
213,202 |
RCK
|
All other loans secured by real estate |
342,506 |
342,474 |
RCK
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Commercial and industrial loans |
40,388 |
40,391 |
RCK
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Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) |
2,160 |
2,282 |
RCK
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Memorandum item 1 is to be completed by:**** banks with $300 million or more in total assets, and banks with $25 million or more in total assets, but less than |
674 |
647 |
RCL
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Commercial real estate, other construction loan, and land development loan commitments |
33,613 |
34,377 |
RCL
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Commitments to fund commercial real estate, construction, and land development loans NOT secured by real estate |
2,125 |
0 |
RCL
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Commercial and industrial loans |
20,051 |
20,951 |
RCL
|
All other unused commitments |
5,909 |
24,453 |
RCL
|
Performance standby letters of credit |
2,287 |
2,176 |
RCM
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Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests |
46,000 |
52,131 |
RCN
|
Secure by first liens ( Past due 30 through 89 days and still accruing) |
1,020 |
1,283 |
RCN
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Secure by first liens ( Past due 90 days or more and still accruing) |
967 |
1,136 |
RCN
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Loans secured by owner-occupied nonfarm nonresidential properties ( Past due 90 days or more and still accruing) |
512 |
0 |
RCN
|
Loans secured by owner-occupied nonfarm nonresidential properties ( Nonaccrual) |
130 |
642 |
RCN
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Loans secured by other nonfarm nonresidential properties ( Past due 90 days or more and still accruing) |
253 |
0 |
RCN
|
Loans secured by other nonfarm nonresidential properties ( Nonaccrual) |
0 |
253 |
RCN
|
Total loans and leases ( Past due 30 through 89 days and still accruing) |
1,488 |
1,751 |
RCN
|
Total loans and leases ( Past due 90 days or more and still accruing) |
1,732 |
1,136 |
RCN
|
Total loans and leases ( Nonaccrual) |
295 |
1,060 |
RCO
|
Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations |
818,086 |
819,220 |
RCO
|
Amount of deposit accounts (excluding retirement accounts) of $100,000 or less |
586,802 |
590,894 |
RCO
|
Number of deposit accounts (excluding retirement accounts) of $100,000 or less (to be completed for the June report only) |
28,106 |
28,794 |
RCO
|
Amount of retirement deposit accounts of $250,000 or less |
17,103 |
14,143 |
RCO
|
Number of deposit accounts of $250,000 or less (to be completed for June report only) |
601 |
604 |
RCR
|
Retained earnings |
101,404 |
101,473 |
RCR
|
Common equity tier 1 capital before adjustments and deductions |
112,108 |
112,177 |
RCR
|
Subtotal (Non-advanced Approaches Institutions) |
122,406 |
122,475 |
RCR
|
Common equity tier 1 capital (Non-advanced Approaches Institutions) |
122,406 |
122,475 |
RCR
|
Tier 1 capital |
122,406 |
122,475 |
RCR
|
Leverage ratio |
12.96 |
12.97 |
RCR
|
Total assets (must be less than $10 billion) |
935,151 |
935,338 |
RCR
|
Unused portion of conditionally cancellable commitments |
35,727 |
64,739 |
RCR
|
Other off-balance sheet exposures |
2,287 |
2,176 |
RCR
|
Total off-balance sheet exposures |
38,014 |
66,915 |
RCR
|
Total off-balance sheet exposures (% of Total Assests (25% limit)) |
4.06 |
7.15 |
RCR
|
Unconditionally cancellable commitments |
37,147 |
31,013 |
RCR
|
LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
3,971 |
3,910 |
RCR
|
LESS: Allowance for loan and lease losses (Adjustments to Totals) |
3,971 |
3,910 |
RCR
|
Total balance sheet assets (Totals From Schedule RC) |
935,151 |
935,338 |
RI
|
Service charges on deposit accounts |
1,011 |
959 |
RI
|
Other noninterest income* |
2,898 |
3,444 |
RI
|
Total noninterest income |
4,427 |
4,921 |
RI
|
Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest) |
1,132 |
1,930 |
RI
|
Other noninterest expense* |
5,695 |
5,396 |
RI
|
Total noninterest expense |
16,988 |
17,487 |
RI
|
Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
16,742 |
16,737 |
RI
|
Income (loss) before applicable income taxes and discontinued operations |
16,742 |
16,737 |
RI
|
Applicable income taxes |
3,762 |
3,688 |
RI
|
Income (loss) before discontinued operations |
12,980 |
13,049 |
RI
|
Net income (loss) attributable to bank and noncontrolling (minority) interests |
12,980 |
13,049 |
RI
|
Net income (loss) attributable to bank |
12,980 |
13,049 |
RI
|
Number of full time equivalent employees at end of current period |
110 |
112 |
RI
|
Interest and fee income on loans to finance agricultural production and other loans to farmers |
69 |
37 |
RIA
|
Net income (loss) attributable to bank |
12,980 |
13,049 |
RIA
|
Total bank equity capital end of current period |
112,107 |
112,176 |
RIBII
|
Provision for credit losses (Loans and Leases Held for Investment) |
774 |
713 |
RIBII
|
Balance end of current period (Loans and Leases Held for Investment) |
3,971 |
3,910 |
RIBII
|
Provisions for credit losses on off-balance-sheet credit exposures |
36 |
97 |
RIE
|
Income and fees from the printing and sale of checks |
46 |
45 |
RIE
|
Earnings on/increase in value of cash surrender value of life insurance |
463 |
1,296 |
RIE
|
Income and fees from automated teller machines (ATMs) |
100 |
104 |
RIE
|
Automated teller machine (ATM) and interchange expenses |
711 |
724 |
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