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Filing updates from : 2025-04-06
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
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RC
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Other assets (from Schedule RC-F) |
19,895 |
20,010 |
|
RC
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Total assets |
474,466 |
474,581 |
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RC
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Other liabilities (from Schedule RC-G) |
4,909 |
4,916 |
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RC
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Total liabilities |
425,385 |
425,392 |
|
RC
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Retained earnings |
36,096 |
35,878 |
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RC
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Accumulated other comprehensive income******** |
(1,515) |
(1,189) |
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RC
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Total bank equity capital |
49,081 |
49,189 |
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RC
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Total equity capital |
49,081 |
49,189 |
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RC
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Total liabilities and equity capital |
474,466 |
474,581 |
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RCF
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Net deferred tax assets** |
336 |
249 |
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RCF
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All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
5,964 |
6,166 |
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RCF
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Prepaid expenses (excluding prepaid assessments) |
4,666 |
4,959 |
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RCF
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Total |
19,895 |
20,010 |
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RCG
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All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
3,952 |
3,959 |
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RCG
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Total |
4,909 |
4,916 |
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RCL
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Financial standby letters of credit |
485 |
865 |
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RCR
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Retained earnings |
36,096 |
35,878 |
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RCR
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Accumulated other comprehensive income (AOCI) |
(1,515) |
(1,189) |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
49,081 |
49,189 |
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RCR
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LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report as a positive value: if a loss, report as a negative value) |
(1,015) |
(1,014) |
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RCR
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LESS: Amounts recorded in AOCI attributed to defined benefit postretirement plans resulting from the initial and subsequent application of the relevant GAAP standards that pertain to such plans (if a gain, report as a positive value: if a loss, report as a negative value) |
(500) |
(175) |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
50,596 |
50,378 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
50,596 |
50,378 |
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RCR
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Tier 1 capital |
50,596 |
50,378 |
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RCR
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Leverage ratio |
11.2 |
11.15 |
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RCR
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Allowance for loan and lease losses includable in tier 2 capital |
4,530 |
4,536 |
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RCR
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Tier 2 capital before deductions |
4,530 |
4,536 |
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RCR
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Tier 2 capital |
4,530 |
4,536 |
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RCR
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Total capital |
55,126 |
54,914 |
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RCR
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Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
361,540 |
362,041 |
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RCR
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Common equity tier 1 capital ratio |
13.99 |
13.92 |
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RCR
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Tier1 capital ratio |
13.99 |
13.92 |
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RCR
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Total capital ratio |
15.25 |
15.17 |
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RCR
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Capital conservation buffer |
7.25 |
7.17 |
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RCR
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All other assets (Totals From Schedule RC) |
28,957 |
29,072 |
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RCR
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All other assets (100%) |
25,630 |
25,745 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
474,466 |
474,581 |
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RCR
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Total balance sheet assets (100%) |
263,779 |
263,894 |
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RCR
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Financial standby letters of credit (Face, Notional,or Other Amount) |
485 |
865 |
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RCR
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Financial standby letters of credit (Credit Equivalent Amount) |
485 |
865 |
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RCR
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Financial standby letters of credit (100%) |
485 |
865 |
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RCR
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Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
275,838 |
276,333 |
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RCR
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Risk-weighted assets by risk-weight category (100%) |
275,838 |
276,333 |
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RCR
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Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
362,417 |
362,912 |
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RCR
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Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
362,417 |
362,912 |
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RCR
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LESS: Excess allowance for loan and lease losses |
877 |
871 |
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RCR
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Total risk-weighted assets |
361,540 |
362,041 |
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RI
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Salaries and employee benefits |
7,329 |
7,448 |
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RI
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Total noninterest expense |
12,683 |
12,802 |
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RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
3,441 |
3,322 |
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RI
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Income (loss) before applicable income taxes and discontinued operations |
3,441 |
3,322 |
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RI
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Applicable income taxes |
502 |
601 |
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RI
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Income (loss) before discontinued operations |
2,939 |
2,721 |
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RI
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Net income (loss) attributable to bank and noncontrolling (minority) interests |
2,939 |
2,721 |
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RI
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Net income (loss) attributable to bank |
2,939 |
2,721 |
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RIA
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Net income (loss) attributable to bank |
2,939 |
2,721 |
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RIA
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Other comprehensive income ** |
341 |
667 |
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RIA
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Total bank equity capital end of current period |
49,081 |
49,189 |
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:· bank filing updates :· citizens bank & trust company 
