|
 |
|
|
Filing updates from : 2025-04-27
Reporting Period - quarter ended : 2024-12-31
|
Report
|
Label
|
Original Value
|
Updated Value
|
|
(USD, in thousands) |
|
RC
|
Noninterest bearing balances and currency and coin* |
2,137 |
1,634 |
|
RC
|
Interest bearing balances** |
8,609 |
9,110 |
|
RC
|
Intangible assets (from Schedule RC-M) |
11,470 |
8,360 |
|
RC
|
Other assets (from Schedule RC-F) |
24,057 |
24,772 |
|
RC
|
Total assets |
501,427 |
499,030 |
|
RC
|
Retained earnings |
19,584 |
17,187 |
|
RC
|
Total bank equity capital |
29,898 |
27,501 |
|
RC
|
Total equity capital |
29,898 |
27,501 |
|
RC
|
Total liabilities and equity capital |
501,427 |
499,030 |
|
RCB
|
Issued or guaranteed by U.S. Government agencies or sponsored agencies (Available-for-sale - Amortized Cost) |
11,485 |
11,475 |
|
RCB
|
Total ((Available for sale) Amortized Cost) |
117,548 |
117,538 |
|
RCF
|
Net deferred tax assets** |
2,780 |
3,494 |
|
RCF
|
All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
3,231 |
3,232 |
|
RCF
|
Total |
24,057 |
24,772 |
|
RCK
|
Total assets***** |
512,503 |
513,854 |
|
RCM
|
Mortgage servicing assets |
11,470 |
8,360 |
|
RCM
|
Total |
11,470 |
8,360 |
|
RCO
|
Average consolidated total assets for the calendar quarter |
513,850 |
513,854 |
|
RCO
|
Average tangible equity for the calendar quarter |
33,397 |
29,900 |
|
RCR
|
Retained earnings |
19,584 |
17,187 |
|
RCR
|
Common equity tier 1 capital before adjustments and deductions |
29,898 |
27,501 |
|
RCR
|
LESS:Deferred tax assets (DTAs) that arise from net operating loss and tax credit carryforwards, net of any related valuation allowances and net of DTLs |
1,230 |
1,944 |
|
RCR
|
Subtotal (Non-advanced Approaches Institutions) |
33,100 |
29,989 |
|
RCR
|
Common equity tier 1 capital (Non-advanced Approaches Institutions) |
33,100 |
29,989 |
|
RCR
|
Tier 1 capital |
33,100 |
29,989 |
|
RCR
|
Average total consolidated assets |
512,503 |
513,854 |
|
RCR
|
LESS: Deductions from common equity tier 1 capital and additional tier 1 capital |
1,230 |
1,944 |
|
RCR
|
Total assets for the leverage ratio |
511,273 |
511,910 |
|
RCR
|
Leverage ratio |
6.47 |
5.86 |
|
RCR
|
Total capital |
35,789 |
32,678 |
|
RCR
|
Total risk-weighted assets (from Schedule RC-R, Part II, item 31) |
321,070 |
322,272 |
|
RCR
|
Common equity tier 1 capital ratio |
10.31 |
9.31 |
|
RCR
|
Tier1 capital ratio |
10.31 |
9.31 |
|
RCR
|
Total capital ratio |
11.15 |
10.14 |
|
RCR
|
Capital conservation buffer |
3.15 |
2.14 |
|
RCR
|
Eligible retained income |
0 |
(277) |
|
RCR
|
Residential mortgage exposures (Totals From Schedule RC) |
64,309 |
47,345 |
|
RCR
|
Residential mortgage exposures (50%) |
63,592 |
46,628 |
|
RCR
|
All other exposures (Totals From Schedule RC) |
150,134 |
166,927 |
|
RCR
|
All other exposures (100%) |
144,502 |
161,295 |
|
RCR
|
All other assets (Totals From Schedule RC) |
42,343 |
40,114 |
|
RCR
|
All other assets (Adjustments to Totals) |
1,550 |
1,944 |
|
RCR
|
All other assets (0%) |
175 |
343 |
|
RCR
|
All other assets (20%) |
6,848 |
7,013 |
|
RCR
|
All other assets (100%) |
17,804 |
17,639 |
|
RCR
|
All other assets (250%) |
12,700 |
9,909 |
|
RCR
|
Total balance sheet assets (Totals From Schedule RC) |
501,427 |
499,030 |
|
RCR
|
Total balance sheet assets (Adjustments to Totals) |
(6,911) |
(6,517) |
|
RCR
|
Total balance sheet assets (0%) |
77,597 |
77,765 |
|
RCR
|
Total balance sheet assets (20%) |
115,954 |
116,119 |
|
RCR
|
Total balance sheet assets (50%) |
80,036 |
63,072 |
|
RCR
|
Total balance sheet assets (100%) |
218,988 |
235,616 |
|
RCR
|
Total balance sheet assets (250%) |
12,700 |
9,909 |
|
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (0%) |
77,597 |
77,765 |
|
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (20%) |
115,954 |
116,119 |
|
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (50%) |
80,036 |
63,072 |
|
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%) |
223,046 |
239,674 |
|
RCR
|
Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (250%) |
12,700 |
9,909 |
|
RCR
|
Risk-weighted assets by risk-weight category (20%) |
23,191 |
23,224 |
|
RCR
|
Risk-weighted assets by risk-weight category (50%) |
40,018 |
31,536 |
|
RCR
|
Risk-weighted assets by risk-weight category (100%) |
223,046 |
239,674 |
|
RCR
|
Risk-weighted assets by risk-weight category (250%) |
31,750 |
24,773 |
|
RCR
|
Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold |
321,070 |
322,272 |
|
RCR
|
Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve |
321,070 |
322,272 |
|
RCR
|
Total risk-weighted assets |
321,070 |
322,272 |
|
RI
|
Loans secured by 1-4 family residential properties |
3,025 |
3,456 |
|
RI
|
All other loans secured by real estate |
9,435 |
9,005 |
|
RI
|
Total interest and fee income on loans |
13,906 |
13,907 |
|
RI
|
Total interest income |
23,470 |
23,471 |
|
RI
|
Net interest income |
11,169 |
11,170 |
|
RI
|
Service charges on deposit accounts |
142 |
212 |
|
RI
|
Net servicing fees |
1,869 |
2,410 |
|
RI
|
Net gains (losses) on sales of loans and leases |
1,478 |
1,820 |
|
RI
|
Net gains (losses) on sales of other real estate owned |
237 |
417 |
|
RI
|
Other noninterest income* |
1,265 |
1,146 |
|
RI
|
Total noninterest income |
6,779 |
7,793 |
|
RI
|
Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
(2,539) |
(1,524) |
|
RI
|
Income (loss) before applicable income taxes and discontinued operations |
(2,539) |
(1,524) |
|
RI
|
Applicable income taxes |
(270) |
(418) |
|
RI
|
Income (loss) before discontinued operations |
(2,269) |
(1,106) |
|
RI
|
Net income (loss) attributable to bank and noncontrolling (minority) interests |
(2,269) |
(1,106) |
|
RI
|
Net income (loss) attributable to bank |
(2,269) |
(1,106) |
|
RIA
|
Total equity capital most recently reported for the December 31, Reports of Condition and Income (i.e., after adjustments from amended Reports of Income) |
30,427 |
28,437 |
|
RIA
|
Restatements due to corrections of material accounting errors and changes in accounting principles* |
1,570 |
0 |
|
RIA
|
Balance end of previous calendar year as restated |
31,997 |
28,437 |
|
RIA
|
Net income (loss) attributable to bank |
(2,269) |
(1,106) |
|
RIA
|
Total bank equity capital end of current period |
29,898 |
27,501 |
|
RIE
|
TEXTB527 |
MSR 2023 Crowe Audit PAJE |
TEXTB527 |
|
RIE
|
TEXTB527 |
1,570 |
0 |
|
|
:· bank filing updates :· devon bank 
