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 The Pittsfield Co-operative Bank
The Pittsfield Co-operative Bank
| RSSD ID 1000276 | CERTIFICATE 26393 | ABA NUMBER 211870142 |
| 70 South St |
Quarter Ended : |
2025-06-30 |
| Pittsfield, Massachusetts, 01201 |
Updated : |
2025-07-30 |
| www.pittsfield-coop.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 422,901 |
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Total Interest Income | 8,682 |
| Total Liabilities | 367,884 |
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Total NonInterest Income | 756 |
| Total Bank Equity Capital | 55,017 |
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Total Interest Expense | 3,404 |
| Total Deposits | 313,969 |
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Total NonInterest Expense | 6,135 |
| Net Loans & Leases | 287,074 |
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Net Income | 192 |
| Loan Loss Allowance | 2,273 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 64,055 |
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Total loans | 280,033 |
| Total assets for the leverage ratio | 416,264 |
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Loans secured by real estate: | 249,862 |
| Tier 1 Leverage Ratio | 14.85 |
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Commercial and industrial loans | 26,781 |
| Tier 1 Capital Ratio | 21.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.47 |
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Loans to individuals - Other | 3,389 |
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:· The Pittsfield Co-operative Bank
