|
 |
|
|
 The Pittsfield Co-operative Bank
The Pittsfield Co-operative Bank
| RSSD ID 1000276 | CERTIFICATE 26393 | ABA NUMBER 211870142 |
| 70 South St |
Quarter Ended : |
2025-12-31 |
| Pittsfield, Massachusetts, 1201 |
Updated : |
2026-01-30 |
| www.pittsfield-coop.com |
|
| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
72 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 431,511 |
|
Total Interest Income | 18,301 |
| Total Liabilities | 376,095 |
|
Total NonInterest Income | 1,580 |
| Total Bank Equity Capital | 55,416 |
|
Total Interest Expense | 7,088 |
| Total Deposits | 314,178 |
|
Total NonInterest Expense | 13,297 |
| Net Loans & Leases | 319,335 |
|
Net Income | (1,194) |
| Loan Loss Allowance | 2,347 |
|
Net Charge Offs | 34 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 62,753 |
|
Total loans | 305,764 |
| Total assets for the leverage ratio | 427,815 |
|
Loans secured by real estate: | 272,136 |
| Tier 1 Leverage Ratio | 14.13 |
|
Commercial and industrial loans | 30,405 |
| Tier 1 Capital Ratio | 19.4 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.15 |
|
Loans to individuals - Other | 3,224 |
|
|
|
|
:· The Pittsfield Co-operative Bank
