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 International Bank of Commerce
International Bank of Commerce
| RSSD ID 1001152 | CERTIFICATE 19629 | ABA NUMBER 114902528 |
| 1200 San Bernardo Ave |
Quarter Ended : |
2025-12-31 |
| Laredo, Texas, 78040 |
Updated : |
2026-01-29 |
| www.ibc.com |
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| Institution Profile |
| Year Opened : |
1966 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
81 |
Number of Employees : |
1,396 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 9,753,348 |
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Total Interest Income | 586,410 |
| Total Liabilities | 7,782,121 |
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Total NonInterest Income | 117,938 |
| Total Bank Equity Capital | 1,971,227 |
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Total Interest Expense | 144,269 |
| Total Deposits | 6,545,019 |
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Total NonInterest Expense | 202,577 |
| Net Loans & Leases | 6,748,422 |
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Net Income | 281,264 |
| Loan Loss Allowance | 112,213 |
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Net Charge Offs | 2,083 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,932,526 |
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Total loans | 6,738,991 |
| Total assets for the leverage ratio | 9,814,862 |
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Loans secured by real estate: | 5,522,430 |
| Tier 1 Leverage Ratio | 18.58 |
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Commercial and industrial loans | 1,120,910 |
| Tier 1 Capital Ratio | 20.87 |
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Loans to individuals - Credit Cards | 753 |
| Total Capital Ratio | 22.12 |
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Loans to individuals - Other | 31,110 |
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:· International Bank of Commerce
