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 International Bank of Commerce
International Bank of Commerce
| RSSD ID 1001152 | CERTIFICATE 19629 | ABA NUMBER 114902528 |
| 1200 San Bernardo Ave |
Quarter Ended : |
2025-09-30 |
| Laredo, Texas, 78040 |
Updated : |
2025-10-28 |
| www.ibc.com |
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| Institution Profile |
| Year Opened : |
1966 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
81 |
Number of Employees : |
1,392 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 9,847,078 |
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Total Interest Income | 436,408 |
| Total Liabilities | 7,957,233 |
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Total NonInterest Income | 87,109 |
| Total Bank Equity Capital | 1,889,845 |
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Total Interest Expense | 108,121 |
| Total Deposits | 6,545,654 |
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Total NonInterest Expense | 154,137 |
| Net Loans & Leases | 6,669,365 |
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Net Income | 207,270 |
| Loan Loss Allowance | 111,157 |
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Net Charge Offs | 1,307 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,857,168 |
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Total loans | 6,663,374 |
| Total assets for the leverage ratio | 9,635,356 |
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Loans secured by real estate: | 5,485,597 |
| Tier 1 Leverage Ratio | 18.16 |
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Commercial and industrial loans | 1,025,309 |
| Tier 1 Capital Ratio | 20.3 |
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Loans to individuals - Credit Cards | 788 |
| Total Capital Ratio | 21.55 |
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Loans to individuals - Other | 32,591 |
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:· International Bank of Commerce
