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 Savers Co-operative Bank
Savers Co-operative Bank
| RSSD ID 1002373 | CERTIFICATE 26455 | ABA NUMBER 211371311 |
| 270 Main St |
Quarter Ended : |
2025-06-30 |
| Southbridge, Massachusetts, 01550 |
Updated : |
2025-07-29 |
| www.saversbank.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
86 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 787,505 |
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Total Interest Income | 17,992 |
| Total Liabilities | 711,661 |
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Total NonInterest Income | 1,704 |
| Total Bank Equity Capital | 75,844 |
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Total Interest Expense | 7,980 |
| Total Deposits | 553,795 |
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Total NonInterest Expense | 8,885 |
| Net Loans & Leases | 608,121 |
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Net Income | 633 |
| Loan Loss Allowance | 7,272 |
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Net Charge Offs | 128 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 599,688 |
| Total assets for the leverage ratio | 797,088 |
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Loans secured by real estate: | 553,012 |
| Tier 1 Leverage Ratio | 10.97 |
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Commercial and industrial loans | 31,178 |
| Off Balance Sheet Exposures (%) | 12.16 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,465 |
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:· Savers Co-operative Bank
