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 Savers Co-operative Bank
Savers Co-operative Bank
| RSSD ID 1002373 | CERTIFICATE 26455 | ABA NUMBER 211371311 |
| 270 Main St |
Quarter Ended : |
2025-09-30 |
| Southbridge, Massachusetts, 1550 |
Updated : |
2025-10-30 |
| www.saversbank.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
88 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 794,554 |
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Total Interest Income | 27,689 |
| Total Liabilities | 714,815 |
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Total NonInterest Income | 2,624 |
| Total Bank Equity Capital | 79,739 |
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Total Interest Expense | 12,190 |
| Total Deposits | 571,027 |
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Total NonInterest Expense | 13,388 |
| Net Loans & Leases | 610,744 |
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Net Income | 1,983 |
| Loan Loss Allowance | 7,337 |
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Net Charge Offs | 167 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 617,319 |
| Total assets for the leverage ratio | 812,208 |
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Loans secured by real estate: | 567,721 |
| Tier 1 Leverage Ratio | 10.93 |
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Commercial and industrial loans | 35,622 |
| Off Balance Sheet Exposures (%) | 12.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,567 |
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:· Savers Co-operative Bank
