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 M C Bank & Trust Company
M C Bank & Trust Company
| RSSD ID 1003839 | CERTIFICATE 17388 | ABA NUMBER 65400483 |
| 1204 Greenwood St |
Quarter Ended : |
2025-12-31 |
| Morgan City, Louisiana, 70380 |
Updated : |
2026-01-30 |
| www.mcbt.com |
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| Institution Profile |
| Year Opened : |
1955 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 478,103 |
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Total Interest Income | 26,302 |
| Total Liabilities | 397,590 |
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Total NonInterest Income | 1,992 |
| Total Bank Equity Capital | 80,513 |
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Total Interest Expense | 7,898 |
| Total Deposits | 382,718 |
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Total NonInterest Expense | 15,062 |
| Net Loans & Leases | 308,419 |
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Net Income | 4,221 |
| Loan Loss Allowance | 4,990 |
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Net Charge Offs | 32 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 313,533 |
| Total assets for the leverage ratio | 480,322 |
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Loans secured by real estate: | 229,904 |
| Tier 1 Leverage Ratio | 17.27 |
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Commercial and industrial loans | 78,350 |
| Off Balance Sheet Exposures (%) | 10.97 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,221 |
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:· M C Bank & Trust Company
