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 Bankhometown
Bankhometown
| RSSD ID 1004470 | CERTIFICATE 26523 | ABA NUMBER 211371926 |
| 31 Sutton Ave |
Quarter Ended : |
2025-06-30 |
| Oxford, Massachusetts, 01540 |
Updated : |
2025-07-30 |
| www.bankhometown.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
143 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,578,648 |
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Total Interest Income | 38,320 |
| Total Liabilities | 1,399,568 |
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Total NonInterest Income | 4,914 |
| Total Bank Equity Capital | 179,080 |
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Total Interest Expense | 11,722 |
| Total Deposits | 1,352,217 |
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Total NonInterest Expense | 18,131 |
| Net Loans & Leases | 1,228,131 |
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Net Income | 9,468 |
| Loan Loss Allowance | 12,513 |
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Net Charge Offs | (56) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 183,295 |
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Total loans | 1,237,922 |
| Total assets for the leverage ratio | 1,555,151 |
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Loans secured by real estate: | 1,196,112 |
| Tier 1 Leverage Ratio | 10.95 |
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Commercial and industrial loans | 33,046 |
| Tier 1 Capital Ratio | 13.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.95 |
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Loans to individuals - Other | 1,154 |
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:· Bankhometown
