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Bankhometown
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Bankhometown
| RSSD ID 1004470 | CERTIFICATE 26523 | ABA NUMBER 211371926 |
| 31 Sutton Ave |
Quarter Ended : |
2026-06-30 |
| Oxford, Massachusetts, 1540 |
Updated : |
2026-07-15 |
| www.bankhometown.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
153 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,599,494 |
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Total Interest Income | 38,895 |
| Total Liabilities | 1,410,299 |
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Total NonInterest Income | 5,570 |
| Total Bank Equity Capital | 189,195 |
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Total Interest Expense | 10,459 |
| Total Deposits | 1,364,883 |
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Total NonInterest Expense | 20,028 |
| Net Loans & Leases | 1,263,323 |
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Net Income | 5,183 |
| Loan Loss Allowance | 17,746 |
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Net Charge Offs | 6,166 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 195,983 |
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Total loans | 1,274,729 |
| Total assets for the leverage ratio | 1,601,216 |
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Loans secured by real estate: | 1,226,655 |
| Tier 1 Leverage Ratio | 11.24 |
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Commercial and industrial loans | 30,667 |
| Tier 1 Capital Ratio | 14.08 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.33 |
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Loans to individuals - Other | 788 |
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