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 The Valley State Bank
The Valley State Bank
| RSSD ID 1005552 | CERTIFICATE 15038 | ABA NUMBER 101104164 |
| 502 N Merchant St |
Quarter Ended : |
2025-12-31 |
| Belle Plaine, Kansas, 67013 |
Updated : |
2026-01-06 |
| www.valleystatebank.com |
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| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 195,229 |
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Total Interest Income | 10,511 |
| Total Liabilities | 172,425 |
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Total NonInterest Income | 541 |
| Total Bank Equity Capital | 22,804 |
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Total Interest Expense | 2,706 |
| Total Deposits | 166,313 |
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Total NonInterest Expense | 5,493 |
| Net Loans & Leases | 110,449 |
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Net Income | 1,798 |
| Loan Loss Allowance | 1,114 |
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Net Charge Offs | 332 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 110,301 |
| Total assets for the leverage ratio | 199,751 |
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Loans secured by real estate: | 86,525 |
| Tier 1 Leverage Ratio | 12.32 |
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Commercial and industrial loans | 9,327 |
| Off Balance Sheet Exposures (%) | 7.45 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,922 |
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:· The Valley State Bank
