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 The Valley State Bank
The Valley State Bank
| RSSD ID 1005552 | CERTIFICATE 15038 | ABA NUMBER 101104164 |
| 502 N Merchant St |
Quarter Ended : |
2025-09-30 |
| Belle Plaine, Kansas, 67013 |
Updated : |
2025-10-22 |
| www.valleystatebank.com |
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| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 193,081 |
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Total Interest Income | 7,812 |
| Total Liabilities | 170,273 |
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Total NonInterest Income | 369 |
| Total Bank Equity Capital | 22,808 |
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Total Interest Expense | 2,046 |
| Total Deposits | 165,836 |
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Total NonInterest Expense | 4,059 |
| Net Loans & Leases | 106,617 |
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Net Income | 1,514 |
| Loan Loss Allowance | 945 |
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Net Charge Offs | 86 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 107,841 |
| Total assets for the leverage ratio | 196,725 |
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Loans secured by real estate: | 83,670 |
| Tier 1 Leverage Ratio | 12.62 |
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Commercial and industrial loans | 9,422 |
| Off Balance Sheet Exposures (%) | 9.11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,976 |
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:· The Valley State Bank
