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Red River State Bank
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Red River State Bank
| RSSD ID 1005655 | CERTIFICATE 15820 | ABA NUMBER 91205199 |
| 300 2nd Ave W |
Quarter Ended : |
2026-06-30 |
| Halstad, Minnesota, 56548 |
Updated : |
2026-07-30 |
| www.redriverbank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 110,246 |
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Total Interest Income | 3,855 |
| Total Liabilities | 92,512 |
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Total NonInterest Income | 55 |
| Total Bank Equity Capital | 17,734 |
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Total Interest Expense | 788 |
| Total Deposits | 91,694 |
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Total NonInterest Expense | 1,769 |
| Net Loans & Leases | 96,604 |
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Net Income | 1,273 |
| Loan Loss Allowance | 1,638 |
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Net Charge Offs | (339) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 99,773 |
| Total assets for the leverage ratio | 114,309 |
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Loans secured by real estate: | 37,797 |
| Tier 1 Leverage Ratio | 15.24 |
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Commercial and industrial loans | 32,774 |
| Off Balance Sheet Exposures (%) | 6.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,820 |
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