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 Red River State Bank
Red River State Bank
| RSSD ID 1005655 | CERTIFICATE 15820 | ABA NUMBER 91205199 |
| 300 2nd Ave W |
Quarter Ended : |
2025-09-30 |
| Halstad, Minnesota, 56548 |
Updated : |
2025-10-22 |
| www.redriverbank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 116,780 |
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Total Interest Income | 5,338 |
| Total Liabilities | 99,635 |
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Total NonInterest Income | 88 |
| Total Bank Equity Capital | 17,145 |
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Total Interest Expense | 1,471 |
| Total Deposits | 98,823 |
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Total NonInterest Expense | 2,177 |
| Net Loans & Leases | 103,567 |
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Net Income | 1,351 |
| Loan Loss Allowance | 1,449 |
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Net Charge Offs | (14) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 105,114 |
| Total assets for the leverage ratio | 115,805 |
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Loans secured by real estate: | 41,129 |
| Tier 1 Leverage Ratio | 14.55 |
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Commercial and industrial loans | 30,042 |
| Off Balance Sheet Exposures (%) | 9.75 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,937 |
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:· Red River State Bank
