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 Red River State Bank
Red River State Bank
| RSSD ID 1005655 | CERTIFICATE 15820 | ABA NUMBER 91205199 |
| 300 2nd Ave W |
Quarter Ended : |
2025-12-31 |
| Halstad, Minnesota, 56548 |
Updated : |
2026-01-21 |
| www.redriverbank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 120,360 |
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Total Interest Income | 6,796 |
| Total Liabilities | 103,889 |
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Total NonInterest Income | 115 |
| Total Bank Equity Capital | 16,471 |
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Total Interest Expense | 1,924 |
| Total Deposits | 103,203 |
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Total NonInterest Expense | 3,297 |
| Net Loans & Leases | 103,722 |
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Net Income | 670 |
| Loan Loss Allowance | 1,194 |
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Net Charge Offs | 765 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 104,793 |
| Total assets for the leverage ratio | 120,417 |
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Loans secured by real estate: | 40,751 |
| Tier 1 Leverage Ratio | 13.42 |
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Commercial and industrial loans | 31,744 |
| Off Balance Sheet Exposures (%) | 9.84 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,736 |
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:· Red River State Bank
