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 Bank of the Bluegrass and Trust Company
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Bank of the Bluegrass and Trust Company
| RSSD ID 1006513 | CERTIFICATE 21161 | ABA NUMBER 42101271 |
| 101 E High St |
Quarter Ended : |
2026-03-31 |
| Lexington, Kentucky, 40507 |
Updated : |
2026-04-29 |
| www.bankofthebluegrass.com |
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| Institution Profile |
| Year Opened : |
1972 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
66 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 415,191 |
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Total Interest Income | 5,267 |
| Total Liabilities | 379,704 |
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Total NonInterest Income | 1,352 |
| Total Bank Equity Capital | 35,487 |
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Total Interest Expense | 1,817 |
| Total Deposits | 350,091 |
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Total NonInterest Expense | 2,966 |
| Net Loans & Leases | 305,380 |
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Net Income | 1,327 |
| Loan Loss Allowance | 5,348 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 309,229 |
| Total assets for the leverage ratio | 404,207 |
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Loans secured by real estate: | 297,933 |
| Tier 1 Leverage Ratio | 10.55 |
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Commercial and industrial loans | 10,304 |
| Off Balance Sheet Exposures (%) | 13.21 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 717 |
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:· Bank of the Bluegrass and Trust Company
