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 CFSBANK
CFSBANK
| RSSD ID 100777 | CERTIFICATE 29672 | ABA NUMBER 243373170 |
| 101 Mckean Ave |
Quarter Ended : |
2025-12-31 |
| Charleroi, Pennsylvania, 15022 |
Updated : |
2026-01-29 |
| www.cfsbank.bank |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
106 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 745,663 |
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Total Interest Income | 31,621 |
| Total Liabilities | 670,285 |
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Total NonInterest Income | 5,001 |
| Total Bank Equity Capital | 75,378 |
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Total Interest Expense | 17,436 |
| Total Deposits | 637,146 |
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Total NonInterest Expense | 17,536 |
| Net Loans & Leases | 461,805 |
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Net Income | 1,501 |
| Loan Loss Allowance | 2,295 |
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Net Charge Offs | 305 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 84,711 |
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Total loans | 460,301 |
| Total assets for the leverage ratio | 749,669 |
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Loans secured by real estate: | 437,654 |
| Tier 1 Leverage Ratio | 10.99 |
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Commercial and industrial loans | 18,838 |
| Tier 1 Capital Ratio | 20.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.05 |
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Loans to individuals - Other | 3,208 |
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:· CFSBANK
