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CFSBANK
CFSBANK
| RSSD ID 100777 | CERTIFICATE 29672 | ABA NUMBER 243373170 |
| 101 Mckean Ave |
Quarter Ended : |
2025-06-30 |
| Charleroi, Pennsylvania, 15022 |
Updated : |
2025-07-24 |
| www.cfsbank.com |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
95 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 827,516 |
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Total Interest Income | 15,707 |
| Total Liabilities | 755,107 |
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Total NonInterest Income | 2,422 |
| Total Bank Equity Capital | 72,409 |
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Total Interest Expense | 8,869 |
| Total Deposits | 717,338 |
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Total NonInterest Expense | 8,171 |
| Net Loans & Leases | 443,641 |
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Net Income | 872 |
| Loan Loss Allowance | 2,573 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 84,348 |
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Total loans | 444,969 |
| Total assets for the leverage ratio | 817,379 |
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Loans secured by real estate: | 421,342 |
| Tier 1 Leverage Ratio | 10 |
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Commercial and industrial loans | 19,564 |
| Tier 1 Capital Ratio | 20.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.63 |
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Loans to individuals - Other | 3,310 |
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