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 Cross County Savings Bank
Cross County Savings Bank
| RSSD ID 1007873 | CERTIFICATE 30260 | ABA NUMBER 226072472 |
| 7921 Metropolitan Ave |
Quarter Ended : |
2025-09-30 |
| Middle Village, New York, 11379 |
Updated : |
2025-10-27 |
| www.crosscounty.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
64 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 524,292 |
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Total Interest Income | 18,755 |
| Total Liabilities | 458,316 |
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Total NonInterest Income | 1,389 |
| Total Bank Equity Capital | 65,976 |
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Total Interest Expense | 4,977 |
| Total Deposits | 447,135 |
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Total NonInterest Expense | 12,580 |
| Net Loans & Leases | 394,832 |
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Net Income | 2,144 |
| Loan Loss Allowance | 2,031 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 68,266 |
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Total loans | 399,614 |
| Total assets for the leverage ratio | 528,418 |
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Loans secured by real estate: | 399,501 |
| Tier 1 Leverage Ratio | 12.53 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 20.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.98 |
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Loans to individuals - Other | 113 |
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:· Cross County Savings Bank
