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 FNBC Bank
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FNBC Bank
| RSSD ID 100843 | CERTIFICATE 1294 | ABA NUMBER 82904991 |
| 636 Ash Flat Dr |
Quarter Ended : |
2026-03-31 |
| Ash Flat, Arkansas, 72513 |
Updated : |
2026-04-28 |
| www.fnbc.us |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
122 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 844,038 |
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Total Interest Income | 12,516 |
| Total Liabilities | 780,018 |
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Total NonInterest Income | 1,231 |
| Total Bank Equity Capital | 64,020 |
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Total Interest Expense | 3,990 |
| Total Deposits | 690,246 |
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Total NonInterest Expense | 6,202 |
| Net Loans & Leases | 596,396 |
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Net Income | 3,222 |
| Loan Loss Allowance | 11,618 |
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Net Charge Offs | 58 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 90,150 |
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Total loans | 602,309 |
| Total assets for the leverage ratio | 861,063 |
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Loans secured by real estate: | 483,607 |
| Tier 1 Leverage Ratio | 9.48 |
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Commercial and industrial loans | 54,872 |
| Tier 1 Capital Ratio | 12.1 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.36 |
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Loans to individuals - Other | 40,099 |
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:· FNBC Bank
