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 Reading Co-operative Bank
Reading Co-operative Bank
| RSSD ID 1008674 | CERTIFICATE 26620 | ABA NUMBER 211372404 |
| 180 Haven St |
Quarter Ended : |
2025-12-31 |
| Reading, Massachusetts, 1867 |
Updated : |
2026-02-06 |
| www.readingcoop.com |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
117 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,242,761 |
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Total Interest Income | 56,159 |
| Total Liabilities | 1,168,505 |
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Total NonInterest Income | 3,292 |
| Total Bank Equity Capital | 74,256 |
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Total Interest Expense | 23,776 |
| Total Deposits | 1,114,066 |
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Total NonInterest Expense | 28,634 |
| Net Loans & Leases | 935,004 |
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Net Income | 5,758 |
| Loan Loss Allowance | 5,327 |
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Net Charge Offs | 993 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 87,304 |
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Total loans | 944,969 |
| Total assets for the leverage ratio | 1,166,213 |
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Loans secured by real estate: | 879,072 |
| Tier 1 Leverage Ratio | 7.01 |
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Commercial and industrial loans | 41,417 |
| Tier 1 Capital Ratio | 10 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.68 |
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Loans to individuals - Other | 23,821 |
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:· Reading Co-operative Bank
