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 Reading Co-operative Bank
Reading Co-operative Bank
| RSSD ID 1008674 | CERTIFICATE 26620 | ABA NUMBER 211372404 |
| 180 Haven St |
Quarter Ended : |
2025-09-30 |
| Reading, Massachusetts, 1867 |
Updated : |
2025-11-07 |
| www.readingcoop.com |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
112 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,198,988 |
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Total Interest Income | 40,828 |
| Total Liabilities | 1,127,169 |
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Total NonInterest Income | 2,637 |
| Total Bank Equity Capital | 71,819 |
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Total Interest Expense | 17,581 |
| Total Deposits | 1,055,022 |
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Total NonInterest Expense | 20,376 |
| Net Loans & Leases | 949,098 |
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Net Income | 4,368 |
| Loan Loss Allowance | 5,846 |
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Net Charge Offs | 727 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 86,025 |
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Total loans | 961,620 |
| Total assets for the leverage ratio | 1,170,412 |
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Loans secured by real estate: | 893,124 |
| Tier 1 Leverage Ratio | 6.84 |
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Commercial and industrial loans | 42,806 |
| Tier 1 Capital Ratio | 10.44 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.23 |
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Loans to individuals - Other | 24,504 |
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:· Reading Co-operative Bank
