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Guaranty State Bank and Trust Company
Guaranty State Bank and Trust Company
| RSSD ID 1009756 | CERTIFICATE 10907 | ABA NUMBER 101101879 |
| 201 S Mill St |
Quarter Ended : |
2025-09-30 |
| Beloit, Kansas, 67420 |
Updated : |
2025-10-29 |
| www.guarantystate.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 376,797 |
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Total Interest Income | 14,151 |
| Total Liabilities | 339,169 |
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Total NonInterest Income | 1,292 |
| Total Bank Equity Capital | 37,628 |
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Total Interest Expense | 5,735 |
| Total Deposits | 307,208 |
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Total NonInterest Expense | 6,302 |
| Net Loans & Leases | 252,903 |
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Net Income | 2,962 |
| Loan Loss Allowance | 2,855 |
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Net Charge Offs | (248) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 252,916 |
| Total assets for the leverage ratio | 370,773 |
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Loans secured by real estate: | 132,604 |
| Tier 1 Leverage Ratio | 11.94 |
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Commercial and industrial loans | 26,023 |
| Off Balance Sheet Exposures (%) | 12.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,320 |
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