|
 |
|
|
 The Citizens Bank Company
The Citizens Bank Company
| RSSD ID 1010015 | CERTIFICATE 10266 | ABA NUMBER 44208936 |
| 501 5th St |
Quarter Ended : |
2025-06-30 |
| Beverly, Ohio, 45715 |
Updated : |
2025-07-15 |
| www.thecitizens.com |
|
| Institution Profile |
| Year Opened : |
1863 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 332,404 |
|
Total Interest Income | 7,792 |
| Total Liabilities | 298,188 |
|
Total NonInterest Income | 628 |
| Total Bank Equity Capital | 34,216 |
|
Total Interest Expense | 2,678 |
| Total Deposits | 283,865 |
|
Total NonInterest Expense | 3,515 |
| Net Loans & Leases | 198,036 |
|
Net Income | 1,875 |
| Loan Loss Allowance | 5,563 |
|
Net Charge Offs | (3) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 198,751 |
| Total assets for the leverage ratio | 329,112 |
|
Loans secured by real estate: | 168,763 |
| Tier 1 Leverage Ratio | 13.09 |
|
Commercial and industrial loans | 23,816 |
| Off Balance Sheet Exposures (%) | 7.99 |
|
Loans to individuals - Credit Cards | 549 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 4,754 |
|
|
|
|
:· The Citizens Bank Company
