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The Citizens Bank Company
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The Citizens Bank Company
| RSSD ID 1010015 | CERTIFICATE 10266 | ABA NUMBER 44208936 |
| 501 5th St |
Quarter Ended : |
2026-06-30 |
| Beverly, Ohio, 45715 |
Updated : |
2026-07-20 |
| www.thecitizens.com |
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| Institution Profile |
| Year Opened : |
1863 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 334,640 |
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Total Interest Income | 7,981 |
| Total Liabilities | 292,882 |
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Total NonInterest Income | 631 |
| Total Bank Equity Capital | 41,758 |
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Total Interest Expense | 2,200 |
| Total Deposits | 291,041 |
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Total NonInterest Expense | 3,841 |
| Net Loans & Leases | 185,626 |
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Net Income | 2,418 |
| Loan Loss Allowance | 5,625 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 191,160 |
| Total assets for the leverage ratio | 336,534 |
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Loans secured by real estate: | 162,123 |
| Tier 1 Leverage Ratio | 13.56 |
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Commercial and industrial loans | 21,678 |
| Off Balance Sheet Exposures (%) | 8.78 |
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Loans to individuals - Credit Cards | 553 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,510 |
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