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First American Bank and Trust
First American Bank and Trust
| RSSD ID 101037 | CERTIFICATE 8149 | ABA NUMBER 65402423 |
| 2785 Highway 20 |
Quarter Ended : |
2025-12-31 |
| Vacherie, Louisiana, 70090 |
Updated : |
2026-01-26 |
| www.fabt.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
232 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,364,195 |
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Total Interest Income | 62,111 |
| Total Liabilities | 1,204,103 |
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Total NonInterest Income | 7,605 |
| Total Bank Equity Capital | 160,092 |
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Total Interest Expense | 14,027 |
| Total Deposits | 1,194,779 |
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Total NonInterest Expense | 36,311 |
| Net Loans & Leases | 834,503 |
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Net Income | 15,625 |
| Loan Loss Allowance | 13,740 |
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Net Charge Offs | 550 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 200,935 |
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Total loans | 852,335 |
| Total assets for the leverage ratio | 1,361,699 |
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Loans secured by real estate: | 796,471 |
| Tier 1 Leverage Ratio | 14.06 |
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Commercial and industrial loans | 41,886 |
| Tier 1 Capital Ratio | 25.31 |
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Loans to individuals - Credit Cards | 2,572 |
| Total Capital Ratio | 26.57 |
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Loans to individuals - Other | 10,631 |
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