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 Mountain Valley Bank, N.A.
Mountain Valley Bank, N.A.
| RSSD ID 1011432 | CERTIFICATE 6786 | ABA NUMBER 51501671 |
| 317 Davis Ave |
Quarter Ended : |
2025-12-31 |
| Elkins, West Virginia, 26241 |
Updated : |
2026-01-27 |
| www.mountainvalleybank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 199,013 |
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Total Interest Income | 10,302 |
| Total Liabilities | 174,207 |
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Total NonInterest Income | 931 |
| Total Bank Equity Capital | 24,806 |
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Total Interest Expense | 1,866 |
| Total Deposits | 173,319 |
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Total NonInterest Expense | 5,494 |
| Net Loans & Leases | 121,909 |
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Net Income | 3,018 |
| Loan Loss Allowance | 1,509 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 123,086 |
| Total assets for the leverage ratio | 202,707 |
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Loans secured by real estate: | 104,814 |
| Tier 1 Leverage Ratio | 13.14 |
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Commercial and industrial loans | 12,142 |
| Off Balance Sheet Exposures (%) | 11.19 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,762 |
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:· Mountain Valley Bank, N.A.
