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 Mountain Valley Bank, N.A.
Mountain Valley Bank, N.A.
| RSSD ID 1011432 | CERTIFICATE 6786 | ABA NUMBER 51501671 |
| 317 Davis Ave |
Quarter Ended : |
2025-06-30 |
| Elkins, West Virginia, 26241 |
Updated : |
2025-07-25 |
| www.mountainvalleybank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 198,972 |
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Total Interest Income | 5,026 |
| Total Liabilities | 175,477 |
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Total NonInterest Income | 475 |
| Total Bank Equity Capital | 23,495 |
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Total Interest Expense | 932 |
| Total Deposits | 174,600 |
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Total NonInterest Expense | 2,633 |
| Net Loans & Leases | 120,208 |
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Net Income | 1,507 |
| Loan Loss Allowance | 1,546 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 121,030 |
| Total assets for the leverage ratio | 203,106 |
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Loans secured by real estate: | 104,265 |
| Tier 1 Leverage Ratio | 12.8 |
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Commercial and industrial loans | 11,162 |
| Off Balance Sheet Exposures (%) | 12.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,030 |
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:· Mountain Valley Bank, N.A.
