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 VersaBank USA National Association
VersaBank USA National Association
| RSSD ID 1011656 | CERTIFICATE 10160 | ABA NUMBER 91905716 |
| 580 Main St |
Quarter Ended : |
2025-03-31 |
| Holdingford, Minnesota, 56340 |
Updated : |
2025-04-29 |
| www.versabankusa.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
14 |
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| Related Company Filings |
Regulator |
 GBH INC |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 170,734 |
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Total Interest Income | 2,034 |
| Total Liabilities | 71,975 |
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Total NonInterest Income | (10) |
| Total Bank Equity Capital | 98,759 |
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Total Interest Expense | 453 |
| Total Deposits | 54,293 |
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Total NonInterest Expense | 1,515 |
| Net Loans & Leases | 88,857 |
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Net Income | (14) |
| Loan Loss Allowance | 473 |
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Net Charge Offs | 46 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 99,227 |
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Total loans | 78,147 |
| Total assets for the leverage ratio | 176,671 |
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Loans secured by real estate: | 63 |
| Tier 1 Leverage Ratio | 55.9 |
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Commercial and industrial loans | 58,528 |
| Tier 1 Capital Ratio | 94.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 94.85 |
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Loans to individuals - Other | 187 |
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:· VersaBank USA National Association
