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 VersaBank USA National Association
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VersaBank USA National Association
| RSSD ID 1011656 | CERTIFICATE 10160 | ABA NUMBER 91918583 |
| 580 Main St |
Quarter Ended : |
2026-06-30 |
| Holdingford, Minnesota, 56340 |
Updated : |
2026-07-27 |
| www.versabankusa.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
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| Related Company Filings |
Regulator |
 GBH INC |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 911,924 |
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Total Interest Income | 23,053 |
| Total Liabilities | 724,266 |
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Total NonInterest Income | 2 |
| Total Bank Equity Capital | 187,658 |
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Total Interest Expense | 11,324 |
| Total Deposits | 675,827 |
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Total NonInterest Expense | 4,926 |
| Net Loans & Leases | 577,414 |
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Net Income | 5,016 |
| Loan Loss Allowance | 4 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 187,665 |
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Total loans | 496,561 |
| Total assets for the leverage ratio | 835,694 |
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Loans secured by real estate: | 13 |
| Tier 1 Leverage Ratio | 22.46 |
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Commercial and industrial loans | 496,913 |
| Tier 1 Capital Ratio | 30.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 30.43 |
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Loans to individuals - Other | 64 |
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:· VersaBank USA National Association
