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 VersaBank USA National Association
VersaBank USA National Association
| RSSD ID 1011656 | CERTIFICATE 10160 | ABA NUMBER 91905716 |
| 580 Main St |
Quarter Ended : |
2025-12-31 |
| Holdingford, Minnesota, 56340 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Related Company Filings |
Regulator |
 GBH INC |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 747,739 |
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Total Interest Income | 16,616 |
| Total Liabilities | 565,084 |
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Total NonInterest Income | (15) |
| Total Bank Equity Capital | 182,655 |
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Total Interest Expense | 5,179 |
| Total Deposits | 531,541 |
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Total NonInterest Expense | 6,734 |
| Net Loans & Leases | 387,562 |
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Net Income | 3,277 |
| Loan Loss Allowance | 252 |
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Net Charge Offs | 280 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 182,898 |
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Total loans | 267,687 |
| Total assets for the leverage ratio | 541,587 |
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Loans secured by real estate: | 62 |
| Tier 1 Leverage Ratio | 33.72 |
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Commercial and industrial loans | 260,764 |
| Tier 1 Capital Ratio | 43.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 43.93 |
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Loans to individuals - Other | 137 |
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:· VersaBank USA National Association
