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 First State Bank and Trust Company
First State Bank and Trust Company
| RSSD ID 1012251 | CERTIFICATE 11559 | ABA NUMBER 111904150 |
| 110 W Panola St |
Quarter Ended : |
2025-03-31 |
| Carthage, Texas, 75633 |
Updated : |
2025-04-25 |
| www.fsbcarthage.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 541,296 |
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Total Interest Income | 5,274 |
| Total Liabilities | 493,307 |
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Total NonInterest Income | 692 |
| Total Bank Equity Capital | 47,989 |
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Total Interest Expense | 2,474 |
| Total Deposits | 454,648 |
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Total NonInterest Expense | 2,556 |
| Net Loans & Leases | 180,643 |
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Net Income | 696 |
| Loan Loss Allowance | 1,540 |
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Net Charge Offs | 24 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 181,118 |
| Total assets for the leverage ratio | 565,853 |
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Loans secured by real estate: | 139,870 |
| Tier 1 Leverage Ratio | 14.3 |
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Commercial and industrial loans | 8,640 |
| Off Balance Sheet Exposures (%) | 0.24 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 26,089 |
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:· First State Bank and Trust Company
