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 OneLocal Bank
OneLocal Bank
| RSSD ID 1013070 | CERTIFICATE 26555 | ABA NUMBER 211371285 |
| 11 Central St |
Quarter Ended : |
2025-12-31 |
| Norwood, Massachusetts, 2062 |
Updated : |
2026-01-23 |
| https://www.onelocalbank.com/ |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,031,209 |
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Total Interest Income | 55,877 |
| Total Liabilities | 889,586 |
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Total NonInterest Income | 2,144 |
| Total Bank Equity Capital | 141,623 |
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Total Interest Expense | 23,078 |
| Total Deposits | 830,956 |
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Total NonInterest Expense | 21,701 |
| Net Loans & Leases | 881,239 |
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Net Income | 9,257 |
| Loan Loss Allowance | 8,196 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 892,327 |
| Total assets for the leverage ratio | 1,034,104 |
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Loans secured by real estate: | 885,877 |
| Tier 1 Leverage Ratio | 13.49 |
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Commercial and industrial loans | 5,328 |
| Off Balance Sheet Exposures (%) | 0.38 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,134 |
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:· OneLocal Bank
