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 OneLocal Bank
OneLocal Bank
| RSSD ID 1013070 | CERTIFICATE 26555 | ABA NUMBER 211371285 |
| 11 Central St |
Quarter Ended : |
2025-03-31 |
| Norwood, Massachusetts, 2062 |
Updated : |
2025-04-29 |
| https://www.onelocalbank.com/ |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 973,568 |
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Total Interest Income | 12,782 |
| Total Liabilities | 840,858 |
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Total NonInterest Income | 435 |
| Total Bank Equity Capital | 132,710 |
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Total Interest Expense | 5,576 |
| Total Deposits | 795,616 |
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Total NonInterest Expense | 5,391 |
| Net Loans & Leases | 827,836 |
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Net Income | 1,597 |
| Loan Loss Allowance | 7,627 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 823,138 |
| Total assets for the leverage ratio | 961,983 |
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Loans secured by real estate: | 816,044 |
| Tier 1 Leverage Ratio | 13.69 |
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Commercial and industrial loans | 5,828 |
| Off Balance Sheet Exposures (%) | 0.4 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,406 |
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:· OneLocal Bank
