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 Potomac Bank
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Potomac Bank
| RSSD ID 1014125 | CERTIFICATE 9023 | ABA NUMBER 57001418 |
| 111 E Washington St |
Quarter Ended : |
2026-06-30 |
| Charles Town, West Virginia, 25414 |
Updated : |
2026-07-30 |
| www.potomac.bank |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
133 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 980,213 |
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Total Interest Income | 25,162 |
| Total Liabilities | 884,961 |
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Total NonInterest Income | 5,376 |
| Total Bank Equity Capital | 95,252 |
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Total Interest Expense | 7,208 |
| Total Deposits | 847,909 |
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Total NonInterest Expense | 14,203 |
| Net Loans & Leases | 763,774 |
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Net Income | 6,749 |
| Loan Loss Allowance | 7,938 |
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Net Charge Offs | 261 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 108,159 |
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Total loans | 770,936 |
| Total assets for the leverage ratio | 1,012,615 |
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Loans secured by real estate: | 694,041 |
| Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 66,030 |
| Tier 1 Capital Ratio | 12.97 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.06 |
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Loans to individuals - Other | 2,894 |
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:· Potomac Bank
