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 Citizens Savings Bank
Citizens Savings Bank
| RSSD ID 1014376 | CERTIFICATE 30270 | ABA NUMBER 265270138 |
| 1725 Sullivan Dr |
Quarter Ended : |
2025-12-31 |
| Bogalusa, Louisiana, 70427 |
Updated : |
2026-01-30 |
| https://www.citizenssb.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 318,533 |
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Total Interest Income | 19,895 |
| Total Liabilities | 275,580 |
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Total NonInterest Income | 964 |
| Total Bank Equity Capital | 42,953 |
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Total Interest Expense | 6,272 |
| Total Deposits | 273,971 |
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Total NonInterest Expense | 10,473 |
| Net Loans & Leases | 247,356 |
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Net Income | 2,450 |
| Loan Loss Allowance | 7,022 |
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Net Charge Offs | 498 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 252,004 |
| Total assets for the leverage ratio | 324,703 |
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Loans secured by real estate: | 232,385 |
| Tier 1 Leverage Ratio | 14.06 |
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Commercial and industrial loans | 6,286 |
| Off Balance Sheet Exposures (%) | 4.45 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,630 |
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:· Citizens Savings Bank
