|
 |
 |
|
Lea County State Bank
Lea County State Bank
| RSSD ID 1015252 | CERTIFICATE 12259 | ABA NUMBER 112201836 |
| 1017 N Turner St |
Quarter Ended : |
2025-09-30 |
| Hobbs, New Mexico, 88240 |
Updated : |
2025-10-29 |
| www.onlinelcsb.com |
|
| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
87 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 722,251 |
|
Total Interest Income | 26,366 |
| Total Liabilities | 674,150 |
|
Total NonInterest Income | 2,647 |
| Total Bank Equity Capital | 48,101 |
|
Total Interest Expense | 6,520 |
| Total Deposits | 657,842 |
|
Total NonInterest Expense | 12,025 |
| Net Loans & Leases | 221,216 |
|
Net Income | 9,115 |
| Loan Loss Allowance | 2,800 |
|
Net Charge Offs | 243 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 67,463 |
|
Total loans | 228,120 |
| Total assets for the leverage ratio | 764,787 |
|
Loans secured by real estate: | 63,178 |
| Tier 1 Leverage Ratio | 8.44 |
|
Commercial and industrial loans | 124,827 |
| Tier 1 Capital Ratio | 20.03 |
|
Loans to individuals - Credit Cards | 328 |
| Total Capital Ratio | 20.94 |
|
Loans to individuals - Other | 19,914 |
|
|
|
|