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 Lake Elmo Bank
Lake Elmo Bank
| RSSD ID 1015850 | CERTIFICATE 15443 | ABA NUMBER 91910196 |
| 11465 39th St N |
Quarter Ended : |
2025-12-31 |
| Lake Elmo, Minnesota, 55042 |
Updated : |
2026-01-26 |
| www.lakeelmobank.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 531,361 |
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Total Interest Income | 26,784 |
| Total Liabilities | 474,141 |
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Total NonInterest Income | 2,983 |
| Total Bank Equity Capital | 57,220 |
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Total Interest Expense | 5,521 |
| Total Deposits | 466,270 |
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Total NonInterest Expense | 13,382 |
| Net Loans & Leases | 404,276 |
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Net Income | 9,533 |
| Loan Loss Allowance | 5,483 |
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Net Charge Offs | 302 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 63,577 |
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Total loans | 409,144 |
| Total assets for the leverage ratio | 524,335 |
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Loans secured by real estate: | 344,586 |
| Tier 1 Leverage Ratio | 11.25 |
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Commercial and industrial loans | 56,655 |
| Tier 1 Capital Ratio | 16.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.31 |
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Loans to individuals - Other | 7,494 |
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:· Lake Elmo Bank
