|
 |
|
|
 Adirondack Bank
Adirondack Bank
| RSSD ID 101671 | CERTIFICATE 28380 | ABA NUMBER 221371709 |
| 185 Genesee St |
Quarter Ended : |
2025-09-30 |
| Utica, New York, 13501 |
Updated : |
2025-10-28 |
| www.adirondackbank.com |
|
| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
202 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,002,185 |
|
Total Interest Income | 31,369 |
| Total Liabilities | 929,757 |
|
Total NonInterest Income | 4,190 |
| Total Bank Equity Capital | 72,428 |
|
Total Interest Expense | 5,730 |
| Total Deposits | 913,343 |
|
Total NonInterest Expense | 26,089 |
| Net Loans & Leases | 618,105 |
|
Net Income | 3,070 |
| Loan Loss Allowance | 4,655 |
|
Net Charge Offs | 43 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 86,831 |
|
Total loans | 608,024 |
| Total assets for the leverage ratio | 960,142 |
|
Loans secured by real estate: | 518,764 |
| Tier 1 Leverage Ratio | 8.55 |
|
Commercial and industrial loans | 80,798 |
| Tier 1 Capital Ratio | 16.57 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.53 |
|
Loans to individuals - Other | 8,462 |
|
|
|
|
:· Adirondack Bank
