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Citizens Bank of Las Cruces
Citizens Bank of Las Cruces
| RSSD ID 1016857 | CERTIFICATE 20161 | ABA NUMBER 112201289 |
| 505 S Main St |
Quarter Ended : |
2025-12-31 |
| Las Cruces, New Mexico, 88001 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
136 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,145,757 |
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Total Interest Income | 59,289 |
| Total Liabilities | 1,033,804 |
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Total NonInterest Income | 6,530 |
| Total Bank Equity Capital | 111,953 |
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Total Interest Expense | 12,079 |
| Total Deposits | 1,024,830 |
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Total NonInterest Expense | 27,752 |
| Net Loans & Leases | 794,655 |
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Net Income | 24,626 |
| Loan Loss Allowance | 11,300 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 128,463 |
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Total loans | 765,406 |
| Total assets for the leverage ratio | 1,136,208 |
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Loans secured by real estate: | 627,708 |
| Tier 1 Leverage Ratio | 10.27 |
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Commercial and industrial loans | 130,911 |
| Tier 1 Capital Ratio | 12.39 |
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Loans to individuals - Credit Cards | 762 |
| Total Capital Ratio | 13.64 |
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Loans to individuals - Other | 1,043 |
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