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 Center National Bank
Center National Bank
| RSSD ID 1017957 | CERTIFICATE 10976 | ABA NUMBER 91901891 |
| 301 N Ramsey Ave |
Quarter Ended : |
2025-12-31 |
| Litchfield, Minnesota, 55355 |
Updated : |
2026-01-20 |
| www.centernationalbank.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 232,742 |
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Total Interest Income | 11,422 |
| Total Liabilities | 208,954 |
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Total NonInterest Income | 840 |
| Total Bank Equity Capital | 23,788 |
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Total Interest Expense | 2,290 |
| Total Deposits | 205,455 |
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Total NonInterest Expense | 6,231 |
| Net Loans & Leases | 156,186 |
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Net Income | 3,473 |
| Loan Loss Allowance | 1,519 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,524 |
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Total loans | 154,342 |
| Total assets for the leverage ratio | 242,836 |
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Loans secured by real estate: | 117,559 |
| Tier 1 Leverage Ratio | 10.96 |
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Commercial and industrial loans | 22,639 |
| Tier 1 Capital Ratio | 16.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.4 |
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Loans to individuals - Other | 9,180 |
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:· Center National Bank
