INDEPENDENT BANCSHARES, INC. Financial Reports

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:· INDEPENDENT BANCSHARES, INC.

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::	2025 National Summary of Deposits
::	Bank Mergers & Acquisitions
::	Bank Filing Updates
::	Holding Company Filing Updates

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General Interest
::	COVID-19 PPP National Summary
::	New Formations
::	De Novo Banks
::	Holding Company Filing Updates
::	Bank Filing Updates
::	Institution Failures
::	America's Oldest Banks
::	National Summary of Deposits
::	External Auditors

Mergers & Acquisitions
::	Holding Company Mergers & Acquisitions
::	Bank Mergers & Acquisitions
::	Credit Union Mergers & Acquisitions

Off Balance Sheet
::	Holding Company Credit Default Swaps
::	Bank Credit Default Swaps
::	Derivatives
::	Credit Union Derivatives

INDEPENDENT BANCSHARES, INC.

RSSD ID 1023341
200 FOURTH AVENUE SOUTHWEST	Quarter Ended :	2025-12-31
RED BAY, AL, 35582	Updated :	2026-03-07
WWW.COMMUNITYSPIRITBANK.COM

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	19,332	Total Operating Income	2,065
Total Liabilities	338	Total Operating Expenses	168
Total Equity Capital	18,994	Equity in Undistributed Income	1,525
		Net income (loss)	3,432

Miscellaneous
Cash Dividends Declared by Bank Holding Company	722
Total Consolidated Assets of Bank Holding Company	220,560

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury