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Foundation One Bank
Foundation One Bank
| RSSD ID 102557 | CERTIFICATE 18761 | ABA NUMBER 104907779 |
| 23804 Cedar Dr |
Quarter Ended : |
2025-06-30 |
| Waterloo, Nebraska, 68069 |
Updated : |
2025-07-21 |
| www.foundationonebank.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 180,678 |
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Total Interest Income | 4,997 |
| Total Liabilities | 161,851 |
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Total NonInterest Income | 125 |
| Total Bank Equity Capital | 18,827 |
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Total Interest Expense | 2,474 |
| Total Deposits | 154,399 |
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Total NonInterest Expense | 2,029 |
| Net Loans & Leases | 146,929 |
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Net Income | 337 |
| Loan Loss Allowance | 1,785 |
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Net Charge Offs | 185 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 147,311 |
| Total assets for the leverage ratio | 180,413 |
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Loans secured by real estate: | 122,653 |
| Tier 1 Leverage Ratio | 10.12 |
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Commercial and industrial loans | 23,014 |
| Off Balance Sheet Exposures (%) | 10.88 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,658 |
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