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 The Harrison County Bank
The Harrison County Bank
| RSSD ID 104234 | CERTIFICATE 9030 | ABA NUMBER 51502913 |
| 80 E Main St |
Quarter Ended : |
2025-03-31 |
| Lost Creek, West Virginia, 26385 |
Updated : |
2025-04-24 |
| www.hcbwv.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 152,639 |
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Total Interest Income | 1,544 |
| Total Liabilities | 140,462 |
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Total NonInterest Income | 154 |
| Total Bank Equity Capital | 12,177 |
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Total Interest Expense | 350 |
| Total Deposits | 137,895 |
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Total NonInterest Expense | 1,044 |
| Net Loans & Leases | 81,335 |
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Net Income | 201 |
| Loan Loss Allowance | 855 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 82,948 |
| Total assets for the leverage ratio | 149,098 |
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Loans secured by real estate: | 74,264 |
| Tier 1 Leverage Ratio | 10.87 |
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Commercial and industrial loans | 1,785 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,389 |
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:· The Harrison County Bank
