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 The Harrison County Bank
The Harrison County Bank
| RSSD ID 104234 | CERTIFICATE 9030 | ABA NUMBER 51502913 |
| 80 E Main St |
Quarter Ended : |
2025-12-31 |
| Lost Creek, West Virginia, 26385 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 158,337 |
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Total Interest Income | 6,522 |
| Total Liabilities | 144,478 |
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Total NonInterest Income | 691 |
| Total Bank Equity Capital | 13,859 |
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Total Interest Expense | 1,466 |
| Total Deposits | 143,844 |
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Total NonInterest Expense | 4,069 |
| Net Loans & Leases | 81,071 |
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Net Income | 1,347 |
| Loan Loss Allowance | 859 |
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Net Charge Offs | 61 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 81,644 |
| Total assets for the leverage ratio | 159,437 |
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Loans secured by real estate: | 73,903 |
| Tier 1 Leverage Ratio | 10.51 |
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Commercial and industrial loans | 1,787 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,394 |
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:· The Harrison County Bank
