CITIZENS INVESTMENT COMPANY Financial Reports

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CITIZENS INVESTMENT COMPANY

Institution Profile

Year Opened :

1972

Institution Type :

Holding Company

Reserve District :

Kansas City

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
North Valley Bank	261,822	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	35,160	Total Operating Income	2,885
Total Liabilities	3,098	Total Operating Expenses	172
Total Equity Capital	32,062	Equity in Undistributed Income	1,289
		Net income (loss)	4,002

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,574
Total Consolidated Assets of Bank Holding Company	265,180

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury