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 The Farmers Bank of Willards
The Farmers Bank of Willards
| RSSD ID 105026 | CERTIFICATE 5885 | ABA NUMBER 52102901 |
| 7484 Market St |
Quarter Ended : |
2025-09-30 |
| Willards, Maryland, 21874 |
Updated : |
2025-10-16 |
| www.fbwbank.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 551,502 |
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Total Interest Income | 21,961 |
| Total Liabilities | 489,881 |
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Total NonInterest Income | 1,989 |
| Total Bank Equity Capital | 61,621 |
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Total Interest Expense | 5,464 |
| Total Deposits | 463,511 |
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Total NonInterest Expense | 11,102 |
| Net Loans & Leases | 381,480 |
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Net Income | 5,230 |
| Loan Loss Allowance | 4,288 |
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Net Charge Offs | 239 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 66,758 |
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Total loans | 380,061 |
| Total assets for the leverage ratio | 551,188 |
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Loans secured by real estate: | 342,124 |
| Tier 1 Leverage Ratio | 11.33 |
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Commercial and industrial loans | 26,463 |
| Tier 1 Capital Ratio | 17.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.02 |
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Loans to individuals - Other | 9,770 |
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:· The Farmers Bank of Willards
