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 Farmers State Bank
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Farmers State Bank
| RSSD ID 105530 | CERTIFICATE 13775 | ABA NUMBER 64202844 |
| 100 W Main St |
Quarter Ended : |
2026-03-31 |
| Mountain City, Tennessee, 37683 |
Updated : |
2026-04-28 |
| www.fsbankmctn.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 229,858 |
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Total Interest Income | 2,816 |
| Total Liabilities | 207,516 |
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Total NonInterest Income | 295 |
| Total Bank Equity Capital | 22,342 |
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Total Interest Expense | 751 |
| Total Deposits | 203,071 |
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Total NonInterest Expense | 1,805 |
| Net Loans & Leases | 137,609 |
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Net Income | 439 |
| Loan Loss Allowance | 1,731 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,860 |
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Total loans | 136,171 |
| Total assets for the leverage ratio | 231,334 |
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Loans secured by real estate: | 117,209 |
| Tier 1 Leverage Ratio | 12.51 |
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Commercial and industrial loans | 9,279 |
| Tier 1 Capital Ratio | 18.74 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.99 |
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Loans to individuals - Other | 9,683 |
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:· Farmers State Bank
