VALLEY BANK SHARES, INC. Financial Reports

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:· VALLEY BANK SHARES, INC.

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VALLEY BANK SHARES, INC.

Institution Profile

Year Opened :

1978

Institution Type :

Holding Company

Reserve District :

Kansas City

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
First Nebraska Bank	348,848	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	34,378	Total Operating Income	3,705
Total Liabilities	1,828	Total Operating Expenses	209
Total Equity Capital	32,550	Equity in Undistributed Income	1,306
		Net income (loss)	4,552

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,037
Total Consolidated Assets of Bank Holding Company	353,875

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury