ARKANSAS VALLEY BANCSHARES, INC. Financial Reports

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:· ARKANSAS VALLEY BANCSHARES, INC.

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ARKANSAS VALLEY BANCSHARES, INC.

Institution Profile

Year Opened :

1978

Institution Type :

Holding Company

Reserve District :

Kansas City

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Sewell and Taylor

Related Bank / Thrift	Assets	Asset Concentration
AVB Bank	526,575	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	43,780	Total Operating Income	1,700
Total Liabilities	3,038	Total Operating Expenses	718
Total Equity Capital	40,742	Equity in Undistributed Income	1,243
		Net income (loss)	2,428

Miscellaneous
Cash Dividends Declared by Bank Holding Company	385
Total Consolidated Assets of Bank Holding Company	509,907

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury