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CITIZENS BANCSHARES, INC.

CITIZENS BANCSHARES, INC.
RSSD ID 1070484
44 PUBLIC SQUARE Quarter Ended : 2025-12-31
SOMERSET, KY, 42501 Updated : 2026-03-07
WWW.CNBSOMERSET.COM

Institution Profile
Year Opened : 1978 Institution Type : Holding Company
Reserve District : Cleveland Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Corporation (stock) S-Corp : Yes
External Auditor : Kelley Galloway Smith Goolsby, PSC
Related Bank / Thrift Assets Asset Concentration
 The Citizens National Bank of Somerset 702,610 All Other Under 1 Billion

Financial Reports
SC - Balance Sheet Report
SI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)



Total Assets42,245
Total Operating Income6,355
Total Liabilities 861
Total Operating Expenses0
Total Equity Capital41,384
Equity in Undistributed Income 4,362


Net income (loss)10,717



Miscellaneous

Cash Dividends Declared by Bank Holding Company6,153

Total Consolidated Assets of Bank Holding Company700,636






 

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