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 UNITED BANKSHARES, INC.
UNITED BANKSHARES, INC.
| RSSD ID 1076217 | CIK 729986 |
| 300 UNITED CENTER, 500 VIRGINIA STREET E |
Quarter Ended : |
2025-12-31 |
| CHARLESTON, WV, 25301 |
Updated : |
2026-03-07 |
| WWW.UBSI-INC.COM |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Holding Company |
| Reserve District : |
Richmond |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| SEC Submissions : |
 UNITED BANKSHARES INC/WV |
| External Auditor : |
Ernst Young LLP |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 United Bank
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33,293,363 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 33,660,281 |
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Total interest income | 1,685,853 |
| Total liabilities | 28,164,298 |
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Total noninterest income | 123,831 |
| Total holding company equity capital | 5,495,983 |
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Total interest expense | 583,689 |
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Total noninterest expense | 599,735 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 11.2802 |
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Loans secured by real estate (Consolidated) | 20,220,082 |
| Tier1 capital ratio | 13.4391 |
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Commercial and industrial loans | 2,446,045 |
| Total capital ratio | 15.7166 |
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Total (Consolidated) | 24,740,399 |
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:· UNITED BANKSHARES, INC.
