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 Peoples Bank & Trust
Peoples Bank & Trust
| RSSD ID 109136 | CERTIFICATE 25795 | ABA NUMBER 61103153 |
| 1899 Buford Hwy |
Quarter Ended : |
2025-06-30 |
| Buford, Georgia, 30518 |
Updated : |
2025-07-23 |
| www.peoplesbanktrust.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 554,083 |
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Total Interest Income | 13,309 |
| Total Liabilities | 508,997 |
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Total NonInterest Income | 560 |
| Total Bank Equity Capital | 45,086 |
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Total Interest Expense | 3,850 |
| Total Deposits | 505,028 |
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Total NonInterest Expense | 5,493 |
| Net Loans & Leases | 244,596 |
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Net Income | 3,402 |
| Loan Loss Allowance | 2,476 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 243,097 |
| Total assets for the leverage ratio | 547,554 |
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Loans secured by real estate: | 223,995 |
| Tier 1 Leverage Ratio | 10.36 |
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Commercial and industrial loans | 15,528 |
| Off Balance Sheet Exposures (%) | 13.59 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,035 |
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:· Peoples Bank & Trust
