|
 |
|
|
 Peoples Bank & Trust
Peoples Bank & Trust
| RSSD ID 109136 | CERTIFICATE 25795 | ABA NUMBER 61103153 |
| 1899 Buford Hwy |
Quarter Ended : |
2025-03-31 |
| Buford, Georgia, 30518 |
Updated : |
2025-04-25 |
| www.peoplesbanktrust.com |
|
| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
53 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 558,455 |
|
Total Interest Income | 6,505 |
| Total Liabilities | 515,262 |
|
Total NonInterest Income | 281 |
| Total Bank Equity Capital | 43,193 |
|
Total Interest Expense | 1,908 |
| Total Deposits | 511,539 |
|
Total NonInterest Expense | 2,805 |
| Net Loans & Leases | 246,173 |
|
Net Income | 1,571 |
| Loan Loss Allowance | 2,403 |
|
Net Charge Offs | 1 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 251,298 |
| Total assets for the leverage ratio | 534,448 |
|
Loans secured by real estate: | 231,296 |
| Tier 1 Leverage Ratio | 10.31 |
|
Commercial and industrial loans | 16,611 |
| Off Balance Sheet Exposures (%) | 12.72 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,907 |
|
|
|
|
:· Peoples Bank & Trust
