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 First Security Bank
First Security Bank
| RSSD ID 109154 | CERTIFICATE 9728 | ABA NUMBER 91906760 |
| 316 Byron Ave N |
Quarter Ended : |
2025-12-31 |
| Byron, Minnesota, 55920 |
Updated : |
2026-01-16 |
| WWW.fsbbyron.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 154,251 |
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Total Interest Income | 9,011 |
| Total Liabilities | 143,095 |
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Total NonInterest Income | 286 |
| Total Bank Equity Capital | 11,156 |
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Total Interest Expense | 4,130 |
| Total Deposits | 117,051 |
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Total NonInterest Expense | 2,973 |
| Net Loans & Leases | 118,311 |
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Net Income | 1,892 |
| Loan Loss Allowance | 1,341 |
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Net Charge Offs | 165 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 13,416 |
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Total loans | 118,431 |
| Total assets for the leverage ratio | 152,176 |
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Loans secured by real estate: | 87,078 |
| Tier 1 Leverage Ratio | 7.93 |
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Commercial and industrial loans | 8,999 |
| Tier 1 Capital Ratio | 10.62 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.8 |
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Loans to individuals - Other | 4,116 |
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:· First Security Bank
