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 Haverhill Bank
Haverhill Bank
| RSSD ID 109574 | CERTIFICATE 26411 | ABA NUMBER 211370053 |
| 180 Merrimack St |
Quarter Ended : |
2025-12-31 |
| Haverhill, Massachusetts, 1830 |
Updated : |
2026-01-16 |
| www.haverhillbank.com |
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| Institution Profile |
| Year Opened : |
1877 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
66 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 636,312 |
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Total Interest Income | 28,396 |
| Total Liabilities | 576,123 |
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Total NonInterest Income | 1,399 |
| Total Bank Equity Capital | 60,189 |
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Total Interest Expense | 13,818 |
| Total Deposits | 520,378 |
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Total NonInterest Expense | 14,175 |
| Net Loans & Leases | 470,027 |
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Net Income | 5,674 |
| Loan Loss Allowance | 3,754 |
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Net Charge Offs | 34 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 71,718 |
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Total loans | 479,198 |
| Total assets for the leverage ratio | 649,771 |
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Loans secured by real estate: | 446,035 |
| Tier 1 Leverage Ratio | 10.41 |
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Commercial and industrial loans | 29,659 |
| Tier 1 Capital Ratio | 13.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.55 |
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Loans to individuals - Other | 3,504 |
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:· Haverhill Bank
