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United Southern Bank
United Southern Bank
RSSD ID 110945 | CERTIFICATE 9309 | ABA NUMBER 83903580 |
1813 E 9th St |
Quarter Ended : |
2025-06-30 |
Hopkinsville, Kentucky, 42240 |
Updated : |
2025-07-28 |
www.usbky.com |
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Institution Profile |
Year Opened : |
1922 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
7 |
Number of Employees : |
66 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 349,927 |
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Total Interest Income | 9,304 |
Total Liabilities | 312,062 |
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Total NonInterest Income | 926 |
Total Bank Equity Capital | 37,865 |
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Total Interest Expense | 3,029 |
Total Deposits | 301,977 |
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Total NonInterest Expense | 4,638 |
Net Loans & Leases | 253,129 |
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Net Income | 1,820 |
Loan Loss Allowance | 2,837 |
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Net Charge Offs | (4) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 258,579 |
Total assets for the leverage ratio | 349,553 |
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Loans secured by real estate: | 217,177 |
Tier 1 Leverage Ratio | 11.69 |
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Commercial and industrial loans | 26,297 |
Off Balance Sheet Exposures (%) | 11 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,551 |
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