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Guaranty Bank & Trust, N.A.
Guaranty Bank & Trust, N.A.
| RSSD ID 112163 | CERTIFICATE 1208 | ABA NUMBER 111915327 |
| 100 W Arkansas St |
Quarter Ended : |
2025-09-30 |
| Mount Pleasant, Texas, 75455 |
Updated : |
2025-10-30 |
| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
466 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,108,145 |
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Total Interest Income | 123,689 |
| Total Liabilities | 2,762,234 |
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Total NonInterest Income | 16,574 |
| Total Bank Equity Capital | 345,386 |
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Total Interest Expense | 39,178 |
| Total Deposits | 2,714,058 |
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Total NonInterest Expense | 72,209 |
| Net Loans & Leases | 2,122,550 |
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Net Income | 22,914 |
| Loan Loss Allowance | 27,538 |
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Net Charge Offs | 452 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 357,786 |
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Total loans | 2,157,558 |
| Total assets for the leverage ratio | 3,126,502 |
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Loans secured by real estate: | 1,874,365 |
| Tier 1 Leverage Ratio | 10.56 |
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Commercial and industrial loans | 209,210 |
| Tier 1 Capital Ratio | 14.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.06 |
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Loans to individuals - Other | 50,322 |
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