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The Baltic State Bank
The Baltic State Bank
| RSSD ID 112510 | CERTIFICATE 17759 | ABA NUMBER 41208803 |
| 101 E Main St |
Quarter Ended : |
2025-09-30 |
| Baltic, Ohio, 43804 |
Updated : |
2025-11-14 |
| balticstatebank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 111,320 |
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Total Interest Income | 5,026 |
| Total Liabilities | 102,916 |
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Total NonInterest Income | 295 |
| Total Bank Equity Capital | 8,404 |
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Total Interest Expense | 1,301 |
| Total Deposits | 102,246 |
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Total NonInterest Expense | 2,807 |
| Net Loans & Leases | 89,844 |
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Net Income | 1,159 |
| Loan Loss Allowance | 908 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 10,061 |
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Total loans | 90,615 |
| Total assets for the leverage ratio | 107,989 |
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Loans secured by real estate: | 77,213 |
| Tier 1 Leverage Ratio | 8.47 |
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Commercial and industrial loans | 8,074 |
| Tier 1 Capital Ratio | 11.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.54 |
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Loans to individuals - Other | 2,890 |
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