VISTA BANCSHARES, INC. Financial Reports

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:· VISTA BANCSHARES, INC.

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Off Balance Sheet
::	Holding Company Credit Default Swaps
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VISTA BANCSHARES, INC.

Institution Profile

Year Opened :

1985

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Whitley Penn LLP

Related Bank / Thrift	Assets	Asset Concentration
Vista Bank	2,410,430	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	271,853	Total Operating Income	0
Total Liabilities	45,146	Total Operating Expenses	2,765
Total Equity Capital	226,707	Equity in Undistributed Income	27,780
		Net income (loss)	25,499

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	2,599,857

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury