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 First State Bank
First State Bank
| RSSD ID 113740 | CERTIFICATE 15032 | ABA NUMBER 72410165 |
| 16100 E 9 Mile Rd |
Quarter Ended : |
2025-12-31 |
| Eastpointe, Michigan, 48021 |
Updated : |
2026-01-30 |
| www.fsb.bank |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
190 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,316,947 |
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Total Interest Income | 69,516 |
| Total Liabilities | 1,192,319 |
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Total NonInterest Income | 10,652 |
| Total Bank Equity Capital | 124,628 |
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Total Interest Expense | 25,790 |
| Total Deposits | 1,188,226 |
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Total NonInterest Expense | 35,535 |
| Net Loans & Leases | 980,091 |
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Net Income | 15,116 |
| Loan Loss Allowance | 13,724 |
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Net Charge Offs | 218 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,076,036 |
| Total assets for the leverage ratio | 1,336,410 |
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Loans secured by real estate: | 806,605 |
| Tier 1 Leverage Ratio | 9.55 |
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Commercial and industrial loans | 126,186 |
| Off Balance Sheet Exposures (%) | 7.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,672 |
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:· First State Bank
