|
 |
|
|
 CHOICEONE FINANCIAL SERVICES, INC.
CHOICEONE FINANCIAL SERVICES, INC.
| RSSD ID 1139297 | CIK 803164 |
| 109 EAST DIVISION STREET |
Quarter Ended : |
2025-12-31 |
| SPARTA, MI, 49345 |
Updated : |
2026-03-07 |
| WWW.CHOICEONE.BANK |
|
| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Holding Company |
| Reserve District : |
Chicago |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
|
| SEC Submissions : |
 CHOICEONE FINANCIAL SERVICES INC |
| External Auditor : |
Plante & Moran, PLLC |
|
|
|
| Related Bank / Thrift |
Assets |
Asset Concentration |
 ChoiceOne Bank
|
4,291,775 |
Commercial Lending Specialization |
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total assets | 4,410,551 |
|
Total interest income | 202,915 |
| Total liabilities | 3,945,198 |
|
Total noninterest income | 23,873 |
| Total holding company equity capital | 465,353 |
|
Total interest expense | 65,889 |
|
|
Total noninterest expense | 112,505 |
|
|
|
| Capital Ratios |
|
Loans and Leases
(USD, in thousands) |
| Leverage ratio | 8.4972 |
|
Loans secured by real estate (Consolidated) | 2,570,203 |
| Tier1 capital ratio | 10.6963 |
|
Commercial and industrial loans | 336,580 |
| Total capital ratio | 12.7063 |
|
Total (Consolidated) | 3,029,218 |
|
|
|
|
:· CHOICEONE FINANCIAL SERVICES, INC.
