FIRST ST. CHARLES BANCSHARES, INC. Financial Reports

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:· FIRST ST. CHARLES BANCSHARES, INC.

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FIRST ST. CHARLES BANCSHARES, INC.

Institution Profile

Year Opened :

1986

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
First National Bank USA	219,641	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	30,802	Total Operating Income	316
Total Liabilities	6,818	Total Operating Expenses	234
Total Equity Capital	23,984	Equity in Undistributed Income	1,761
		Net income (loss)	1,843

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	225,019

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury